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Enforcement of a Judgment Debt
Owed Money?
Transferring your County Court Judgment (CCJ) to the High Court for Enforcement is considerably quicker and a cheaper alternative to that of instructing County Court Bailiffs to collect the debt. County Court Bailiffs are salaried civil servants employed by the Courts and are paid regardless of result, whereas High Court Enforcement Agents only get paid on a successful outcome. County Court Bailiffs cannot enforce a CCJ over £5,000, these can only be enforced by a High Court Enforcement Officer (HCEO).
We transfer all Judgments to the High Court quickly and efficiently, ensuring that you have the most effective form of enforcement throughout England & Wales.
How Does the Process Work?
Our Team will simply and quickly transfer any County Court Judgment (CCJ) over £600 to a High Court Writ of Control for enforcement providing the debt is not regulated by the Consumer Credit Act 1974, unless the Judgment Debt is for £25,000 or more.
All we require is a completed Instruction Form from you, along with a copy of the CCJ and a payment of the £71.00 Court Fee (as at 30/09/2021) which is wholly refundable upon our success!
On receipt our system automatically generates an acknowledgement email.
We produce the necessary ‘High Court Writ of Control’ paperwork asking you to sign and return this to us, which is then sent to the Court for sealing.
On receipt of the sealed Writ, enforcement will go into the regulatory ‘Compliance Stage’. We issue a regulatory ‘Notice of Enforcement’ that provides the Debtor with 7 clear days (excluding Sunday and bank holidays) with a clearly defined date by which to make payment, in full of the Judgment, plus Court fees, 8% Statutory Interest, and the Compliance fee, which is currently £90 (£75 + VAT). If payment in full is made, then that is the end of the matter.
If full payment is not received from the Debtor, or they have requested to pay by instalments, the Writ is immediately allocated to one of our HCEAs for enforcement and the case moves into ‘Enforcement Stage 1’ with a fixed cost payable by the Judgment Debtor of £228 (£190 + VAT) plus 7.5% (+ VAT) of the Judgment Debt excluding the first £1,000.
If the Debtor pays in full at this stage, or enters into a Controlled Goods Agreement, with tenable monthly payments, then the matter ends there, we merely monitor the Debtor’s payments.
Should the Debtor refuse to make payment or enter into a Controlled Goods Agreement, then the case moves into ‘Enforcement Stage 2’ and the Debtor is charged an additional fixed cost of £594.00 [£495.00 + VAT].
If the Debtor still refuses to make payment and the HCEA has Taken Control of Goods, the matter moves into the ‘Sale or Disposal Stage’ which attracts an additional fixed cost of £630 [£525 + VAT] and a further 7.5% of the Judgment Debt excluding the first £1,000. Plus, locksmith fees, storage, and auctioneer fees.
All Enforcement Fees are payable by the Debtor and are regulated by a Statutory Instrument.
When the Debtor pays, either in full or by agreed instalments we are legally obliged under the Insolvency Act 1986 to retain the payment in our client suspense account for a minimum of 14 days. Thereafter we make payment to you on the 1st or the 15th of the month as appropriate.
We have an undisputed ‘track record’ and commit to attending an address swiftly and effectively.
Our High Court Enforcement Agents (HCEAs) will make up to 3 visits at varying times to collect payment, in full, or remove assets.
We believe that we are unique in as much as all our Agents are handpicked, and our systems are specifically designed to update you at every single stage as it happens.
If we are unable to recover the money owed to you, the only cost you are liable for is the Compliance Fee of £75.00 + VAT.
Our Team will always be happy to discuss your particular circumstances. We are not ‘one size fits all’. Alternatively, you can simply complete an Instruction Form and email or post this directly to us… we are here to help!
admin@highcourtsolutions.co.uk or telephone 0300 303 3220